NOTICE OF YOUR FINANCIAL
PRIVACY RIGHTS
We, our, and us, when used in this notice, means The First National Bank of Carrollton.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
 All of our customers who have a continuing relationship with us, such as:
- Deposit account
- Loan account
- Safe deposit box
- Retail installment contract we hold and service
We will tell you the sources of nonpublic personal information we will collect on our customers. We will tell you what measures we take to secure that information.
We first define some terms.
A Customer is a person that has a continuing relationship with The First National Bank of Carrollton for a personal, family or household purpose.
Nonpublic personal information means information about you we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of ours.
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms you provide to us;
Information that we receive from processing your accounts with us and the transactions in those accounts,
as well as information that we receive from providing services to you; and
Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.
We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose nonpublic personal information about former customers except as permitted by law.
The First National Bank of Carrollton
604 Highland Avenue
P.O. Box 149
Carrollton, KY 41008-0149
Telephone: 502-732-4406
Fax: 502-732-4408
Email: fnbc@fnbcarrollton.com
Privacy Notice
In compliance with regulations on Privacy of Consumer Financial Information as declared by the Federal Deposit Insurance Corporation, the Federal Reserve, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision, please refer to the reverse side for more information.
If you have any questions about this notice, feel free to contact us at 502-732-4406.
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