Free Checking
Our no monthly service charge account with unlimited transactions

• No minimum balance required,
• No check images are provided with this account
• A deposit of $250.00 is required to start account, and
• Free FNB Check Card (available after approval).

First Checking
Our basic account with a low monthly service fee

• No monthly fee assessed by maintaining a $600 minimum balance,
• A deposit of $100 is required to start account,
• Unlimited check writing, and
• No charge for ATM and Debit Card withdrawals at First National Bank owned ATMs.

* If the daily balance falls below $600 during the statement cycle, the account will be charged $6.00.

First Club
An account with EXTRA benefits

• No minimum balance required,
• A deposit of $100 is required to start account,
• Unlimited check writing,
• No charge for ATM and Debit Card withdrawals at First National Bank- owned ATMs,
• Special Club Account checks provided at no charge,* and
• No fee for cashier's checks, traveler's checks, and free notary service.

* There will be a basic $8.00 service charge per month on this account. Following a 400 check limitation, there will be a minimum check order charge.

First NOW
The benefits of a Checking account, with interest

• This account is a tiered interest-bearing account,
• No monthly fee assessed by maintaining a $1000 minimum balance,
• A deposit of $1000 is required to start account,
• Unlimited check writing, and
• No charge for ATM and Debit Card withdrawals at First National Bank- owned ATMs.

* The interest paid on this account depends on the daily balance and may change at any time at our discretion. Interest is computed monthly and will be credited to the account monthly. You must maintain a minimum balance of $1,000 to obtain the disclosed annual percentage yield; if this is not maintained, a $15 service charge will be applied. Only personal accounts are available for NOW accounts

Prime 55 Gold
For our V.I.P. Seniors

• Offered to customers 55 and over,
• No monthly fee assessed by maintaining a $5000 minimum balance,
• A deposit of $5000 is required to open this account,
• Special Prime 55 Gold checks provided at no charge,
• Unlimited check writing, and
• No charge for ATM and Debit Card withdrawals at First National Bank- owned ATMs.

* The interest paid on this account depends on the daily balance and may change at any time at our discretion. Interest is computed monthly and will be credited to the account monthly. You must maintain a minimum balance of $5,000 to obtain the disclosed annual percentage yield, if the is not maintained a $25.00 service charge will be applied.

Student Checking
A great "Starter Account" for the youth of our community

• A deposit of $25 is required to open this account,
• No monthly fee assessed until the student turns 24 years old, and
• No minimum balance required.

* All statements received will not include checks and duplicate checks are not required but are suggested. At age 24 or taken off student status a $3 monthly service charge will be assessed.

Money Market Checking
Make money with YOUR money

• A deposit of $2,500 is required to open this account,
• Available to personal and commercial customers, and
• You can make six (6) transfers from your account each four (4) week or similar period, but only three (3) can be payments by check to third parties.

* The interest paid on this account depends on the daily balance and may change at any time at our discretion. Interest is computed monthly and will be credited to the account monthly. You must maintain a minimum balance of $2,500 to obtain the disclosed annual percentage yield, if it is not maintained a $20.00 service charge will be applied.

Commercial Checking
Accounts with your best business interests in mind