Loans
The First National Bank offers a variety of low interest loans that are sure to meet your needs.
Consumer Loans
Auto Loans
Thinking of a car or truck to get you where you need to be? The First National Bank offers loans for new and used automobiles.
Boat and Recreational Vehicle Loans
Do you enjoy getting out on the river? Relaxing on one of Kentucky's fine lakes? Bass Fishing? We offer financing on new and used boats. We also finance recreational vehicles, for use on water or land, so you can take advantage of everything the Kentucky outdoors has to offer.
Secured by Certificate of Deposits, Stocks, Bonds, and More
You have a CD, but you don't want to pay an early redemption penalty? Stocks you would like to keep? We have the loan your looking for. Use your CD or other cash- valued collateral to secure a low interest loan.
Unsecured Personal Installment Loan
When an unexpected expense strikes or you need a "get-away" vacation, The First National Bank can help with a straightforward, simple interest installment loan. We will structure repayment to meet your plans.
Home Mortgage Loans
Purchase or Refinance
Are you looking to purchase a new home or refinance your home for a lower interest rate? The First National Bank has the loan for you. We offer Fixed Rate Loans and Variable Rate Loans.
Fixed Rate Mortgage Loans
The First National Bank currently offers Fixed Rate Loans. The loan may be a closed end equity loan or a purchase or refinance of your home.
Adjustable Rate Mortgage Loans
FNB currently offers one-year and three-year ARM loans. This may be for purchase, refinance or a home equity loan.
FirstLine (Home Equity Revolving Line of Credit)
FirstLine may be the answer to your borrowing needs.
- Low interest rate,
- Convenient access to cash. Write a FirstLine check or give us a call and we will advance funds directly into your First National Bank Checking account,
- No application or transaction fees,
- Convenient monthly payments billed each month, and
- Deductibility of Interest. The interest you pay may be 100% tax deductible! (Consult with your tax advisor.)
